Unlock your home's equity

You have 4 primary options. Let's check them out.

Get personalized recommendations

Do you plan to move or to stay in your home?

Valuations

Otto

$734,627

Attom

$722,800

HouseCanary

$708,662

Stay
Expected Cash
$213,537

Cash Out Refinance

Cash-out refinances allow homeowners to trade out their previous mortgage for a new one with a higher loan balance, and take the difference in cash.

Here's what you need to know:

  • Access up to 80% of your home's value
  • Your "cash out" will be given to you in full at closing
  • Locks in a new fixed mortgage rate and payment that will increase
  • Lower interest rates than most other types of debt
  • Typically closes in 21-45 days
  • Closing costs are the same as a typical refinance
Stay
Expected Cash
$286,999

Home Equity Line of Credit

Home equity lines of credit (HELOCs) let you take out a second mortgage on your home that operates similarly to a credit card, but at a much lower rate.

Here's what you need to know:

  • Access up to 90% of your home’s value
  • Doesn’t need to be used right away or all at once
  • Only pay interest on what you withdraw
  • Variable interest rate, but much lower than most other types of debt
  • Close in as little as 7 business days
  • Little to no closing costs
Sell
Expected Cash
$323,731

Sell Your Home With An Agent

Selling your home with a real estate agent will ensure you get top dollar for your home quickly and get expert guidance from a licensed professional.

Here's what you need to know:

  • Access up to 95% of your home’s value
  • Your real estate agent will help you find a new home to buy at no additional cost
  • White glove service from a licensed professional
  • Property will be posted on the MLS to buyers & agents
  • Showings are strongly advised
  • Typically takes between one week and two months
Sell
Expected Cash
$360,462

Test the Market

Still a couple months from being ready to sell? List your home online in minutes and see what buyers would pay for your home. You can enlist professional help at any time

Here's what you need to know:

  • Access up to 100% of your home’s value
  • Choose to allow in-person showings, virtual, or none
  • Offers arrive through your online portal (contact info kept private)
  • Typically takes 1-3 months to sell your home
  • Option to switch to full-service support from an agent at any time
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